A Home is a Smart Investment

Buy Now vs. Wait Calculator

Did you know that you can buy a home with less than a 20% down payment? 

Waiting to save 20% down can save you money in some areas, but it could COST YOU MONEY in others.   Take a look. 

Other things to consider:

If you buy a house, your monthly mortgage payment could be less than what you’re currently spending on rent.   Plus, unlike renting, you’ll build equity since your house will likely increase in value over time.  The analysis above assumes a 3% appreciate rate.  

But the benefits don’t stop there.   Now is the right time to buy, thanks to:

• Low down payment options
• The ability to build equity
• Low interest rates
• Flexible terms
• The ability to use gifts and grants toward a down payment

 What are your homeownership goals? 

I would love to customize a plan just for you to help you meet your short and long term financial goals. 

And if you’re still not sure if it’s the right time to buy, let’s chat, because the numbers don’t lie.     

Casey Bowman
Loan Originator