When you’re ready to buy a house, having a good credit score can help make for a smooth home loan process. Your credit is also called a FICO Score. It’s an analysis of all your credit files that together represent how creditworthy you are. Most scores range from 300 to 850. The higher, the better. Get a free credit report once a year at www.annualcreditreport.com
- Pay all of your bills on time
- Reduce debt
- Use credit cards wisely
- Avoid spending more than you earn
- Keep balances low
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1201 Wakarusa Drive, Building C, Suite 1B |